Full Yochaa Guide
This video shows you the main features of Yochaa. Please use the timestamps below to jump to specific features you are interested in.
Why we built Yochaa: 0.00
Yochaa Lounge: 4:20
Goals Tracker: 16:18
Heat Maps: 20:17
Portfolio Tracker: 22:32
Investment Accounts: 27:48
Yochaa Lounge Disclaimer & House Rules
Disclaimers
Not investment advice. Posts are opinions of individual users, not Yochaa. Investing involves risk; capital is at risk. Past performance ≠ future results. No returns are guaranteed.
No endorsement. Mentions of products/securities aren’t endorsements by Yochaa.
House Rules
Be respectful. No insults, harassment, threats, hate, or discriminatory language. Debate ideas, not people.
Percent-only performance. Share percent gains/losses only. No cash amounts, balances, or screenshots showing amounts (NGN/USD, portfolio value, P&L). “Wealth-signaling” via amounts is removed.
Identity & Privacy. You may share your own contact details on your profile (optional). Do not post someone else’s personal info, demand their identity, or pressure them to disclose. Yochaa won’t disclose user identities except under valid legal process..
No spam or promos. No ads, referral codes, solicitations, or malicious links.
Stay on topic. Markets, investing, and learning. App support questions go to Intercom or support@yochaa.com (they’ll be removed here).
Facts > hype. If you cite numbers, add a source; avoid misleading claims or “pump/dump” behavior.
Mind privacy/IP. Don’t share others’ private info or copyrighted material without permission.
Self-delete window. You can delete your own messages within 15 minutes (long-press).
Moderation
We remove content that breaks rules. Repeated breaches may lead to: warning → temporary mute → suspension → removal.
Report any post that breaks rules by sending us a mail at support@yochaa.com; we’ll review as fast as possible.
Full Policy (Extended)
Disclaimers
Educational only. Lounge content is user-generated and provided for discussion/education. It is not financial advice or a recommendation to buy/sell/hold any investment.
Risk. Asset values can go down as well as up. You may get back less than you invest. Fixed-income rates can change; returns are not guaranteed.
No endorsement. Yochaa does not validate the accuracy of each post and does not endorse securities, strategies, or third-party services mentioned.
Content Standards
Respect & safety: No personal attacks, bullying, threats, hate speech, or harassment. No slurs or language targeting protected characteristics (e.g., ethnicity, religion, gender, immigration status).
Percent-only social sharing:
Allowed: “+12% this month” / “-5% today” / charts without currency amounts.
Not allowed: Currency amounts (balances, portfolio value, P&L, dividends), screenshots showing amounts, or statements implying specific wealth via amounts.
Identity & privacy:
Voluntary sharing: You may add your own contact details (e.g., email, phone, social handle) to your profile. This is optional and visible to others. Use discretion; off-platform contact is at your own risk.
No doxxing/pressure: Do not publish or request anyone else’s personal information (emails, phones, addresses, IDs), nor demand that a user reveal their identity.
No screenshots with PII: Don’t post screenshots that expose another user’s personal data.
No KYC details: Never share KYC/ID documents or numbers in Lounge.
Disclosure by Yochaa: We do not reveal user identities except when required by valid legal process.
Private messages: Don’t publish private DMs without consent.
Spam/ads/scams: No promotions, referral links/codes, affiliate links, loan schemes, or off-platform solicitations. Malicious links are removed.
Accuracy & sources: Label opinions as opinions. If you quote data, add a source. No misinformation or coordinated “pump/dump.”
Support channeling: Product/account issues belong in Intercom or support@yochaa.com, not Lounge.
Copyright: Share only content you have the right to share.
Moderation & Enforcement
Actions we may take: content removal, warnings, temporary mute (24–72h), suspension, permanent removal. Severity considers context and history.
Appeals: If you believe we made a mistake, reply to support@yochaa.com with context and screenshots.
Reporting: Use the in-app Report button or email us with links/screenshots. We prioritize credible reports that include timestamps and context.
Your Controls
Delete window: Long-press your message to delete within 15 minutes.
Blocking (coming soon): A user-level Block feature is scheduled for a future update to limit interactions from accounts you choose to block.
Getting Help
Account/app support: Intercom in-app chat or support@yochaa.com.
Security concerns/report abuse: Use Report or email with “Lounge Report” in the subject.
By participating in Yochaa Lounge, you agree to these rules. We may update them to keep the community safe, useful, and welcoming for everyone.